Regular Share (Savings)
Our regular (savings) account is the basic savings account you can open to begin your membership in the credit union. There is a minimum deposit of $5.00. This $5.00 must remain in your account at all times in order to continue your membership.
Share Draft (Checking)
You must be 18 years of age in order to hold your own checking account. Those under 18 must have a qualified guarantor. An initial $50.00 deposit must be made to start a checking account, but after that there is no minimum balance required.
Term Share Certificates (CDs)
Members interested in an investment account can take advantage of a variety of competitive-yield certificates. Generally, a River-Rail Community Federal Credit Union certificate always earns you more than a regular savings account, because you deposit a specified amount for an established period of time. Dividends earned are paid quarterly.
River-Rail Community FCU Certificates can be tailored to fit your financial needs, with terms as short as 6 months or up to 5 years to lock in high earnings. The dividend rates with credit union are usually higher that other financial institutions and our minimum deposit is only $2000.00.
Investing in certificates is a safe, simple way to earn a competitive rate on your money. Dividends are paid quarterly to your shares account, therefore compounding quarterly to obtain the interest yielded from the shares account.
Invest short-term for maximum liquidity, or long-term for the highest possible rate of return.
Seniors' VIP Program
Our Senior citizens are very special to us. We like to accommodate them in the following ways:
Peewee Penguin Accounts
Credit Unions are a great way to start saving for the future. Pee-Wee Penguin accounts are perfect for our youngest members age 0-12. Dividends can be earned no matter the amount deposited in the account, and the kids can watch their money grow, and learn the benefits of saving. Minimum CD amount is $500.
View Our Fee Schedule
Christmas Club Accounts
Christmas club accounts paid out to your regular share on 11-1-15.
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555 South Wolcott
Casper, WY 82601
945 Pendell Boulevard
Mills, WY 82644
400 North 6th Street #2
Greybull, WY 82426
Elk Basin Branch
246 N. Absaroka
Powell, WY 82435