Accounts/Share Accounts
Regular Share (Savings)
Our regular (savings) account is the basic savings account you can open to begin your membership in the credit union. There is a minimum deposit of $5.00. This $5.00 must remain in your account at all times in order to continue your membership.
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Share Draft (Checking)
You must be 18 years of age in order to hold your own checking account. Those under 18 must have a qualified guarantor. An initial $50.00 deposit must be made to start a checking account, but after that there is no minimum balance required.
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Term Share Certificates (CDs)
Members interested in an investment account can take advantage of a variety of competitive-yield certificates. Generally, a River-Rail Community Federal Credit Union certificate always earns you more than a regular savings account, because you deposit a specified amount for an established period of time. Dividends earned are paid quarterly.
River-Rail Community FCU Certificates can be tailored to fit your financial needs, with terms as short as 6 months or up to 5 years to lock in high earnings. The dividend rates with credit union are usually higher that other financial institutions and our minimum deposit is only $2000.00.
Investing in certificates is a safe, simple way to earn a competitive rate on your money. Dividends are paid quarterly to your shares account, therefore compounding quarterly to obtain the interest yielded from the shares account.
Invest short-term for maximum liquidity, or long-term for the highest possible rate of return.
- Certificate maturity rates vary from 6 months to 5 years.
- Minimum deposit of $2000.00 is required.
- Substantial penalty for early withdrawal.
- Dividends credited quarterly back to the Shares Account.
Seniors' VIP Program
Our Senior citizens are very special to us. We like to accommodate them in the following ways:
- Free checks provided with their checking accounts
- .25% added to their CD rates
- No charge for travelers cheques or money orders
Peewee Penguin Accounts
Credit Unions are a great way to start saving for the future. Pee-Wee Penguin accounts are perfect for our youngest members age 0-12. Dividends can be earned no matter the amount deposited in the account, and the kids can watch their money grow, and learn the benefits of saving. Minimum CD amount is $500.
Fee Schedule
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Latest News
New Debit Card Reg Creates OPT In Requirement
Because of a new banking regulation, when a debit card or ATM transaction brings you in the negative as of August 15th, 2010, we will not be able to pay your debit card transactions or ATM withdrawals as we have in the past , unless you ask us to do so by choosing to\"opt in”.
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Branch Locations
Downtown Casper
555 South Wolcott
(307) 234-4271
Mills Branch
945 Pendell Boulevard
(307) 266-5770
Greybull Branch
400 North 6th Street #2
(307) 765-2852