Accounts/Share Accounts

Regular Share (Savings)
Our regular (savings) account is the basic savings account you can open to begin your membership in the credit union. There is a minimum deposit of $5.00. This $5.00 must remain in your account at all times in order to continue your membership.
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Share Draft (Checking)
You must be 18 years of age in order to hold your own checking account.  Those under 18 must have a qualified guarantor. An initial $50.00 deposit must be made to start a checking account, but after that there is no minimum balance required.
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Term Share Certificates (CDs)
Members interested in an investment account can take advantage of a variety of competitive-yield certificates. Generally, a River-Rail Community Federal Credit Union certificate always earns you more than a regular savings account, because you deposit a specified amount for an established period of time. Dividends earned are paid quarterly.

River-Rail Community FCU Certificates can be tailored to fit your financial needs, with terms as short as 6 months or up to 5 years to lock in high earnings. The dividend rates with credit union are usually higher that other financial institutions and our minimum deposit is only $2000.00.

Investing in certificates is a safe, simple way to earn a competitive rate on your money. Dividends are paid quarterly to your shares account, therefore compounding quarterly to obtain the interest yielded from the shares account.

Invest short-term for maximum liquidity, or long-term for the highest possible rate of return.

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Seniors' VIP Program
Our Senior citizens are very special to us. We like to accommodate them in the following ways:

Peewee Penguin Accounts
Credit Unions are a great way to start saving for the future. Pee-Wee Penguin accounts are perfect for our youngest members age 0-12. Dividends can be earned no matter the amount deposited in the account, and the kids can watch their money grow, and learn the benefits of saving. Minimum CD amount is $500.

Fee Schedule
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Branch Locations

Downtown Casper
555 South Wolcott
Casper, WY 82601
(307) 234-4271


Mills Branch
945 Pendell Boulevard
Mills, WY 82644
(307) 266-5770


Greybull Branch
400 North 6th Street #2
Greybull, WY 82426
(307) 765-2852


Elk Basin Branch
246 N. Absaroka
Powell, WY 82435
(307) 754-9814